RateShop.ca | Mortgage Learning Centre
Get the lowest mortgage rates in Canada from RateShop.ca
December 2025 a Good Time
By: Ali Zaidi Published on: 08/12/2025Discover whether December 2025 is a smart time to buy a home in Canada. Learn about rates, pricing trends, competition, incentives, and buyer opportunities this winter.
Mortgage Rates
5 Year - Fixed Term from
3.89%
*Advertised rates may not be offered by this lender. Mortgage lender offers are aggregated by RateShop & its Brokerage Network subject to change without notice. Speak with our mortgage broker about APR and qualification requirements.